Changing lives of the people……

Success Stories


Mrs. Kanika Barman, wife of Mr. Joisang Barman of Atugaon, Bongaigaon district had an idea of earning income by engaging herself in income generating activities as her husband who is an unemployed and not having any source of income. She had an idea of starting an activities of Mushroom in which less amount is required to invest. Mrs Barman who is 30 years old passed Higher Secondary. As the family is not having cultivable land, it was difficult to survive their family with two sons and one daughter and also her mother-in-law. She came to know about Bongaigaon Branch of Nightingale Finvest Private Ltd and its micro credit intervention in the area. She joined a Joint Liability Group (JLG) and understood the procedures. After completing the formalities she availed of first cycle loan at 4% p.a. as she belongs to O.B.C. for which fund has been made available by North Eastern Development Finance Corporation Ltd to the Company. On receipt of fund from the Company she started the activities of Mushroom with her husband. As she was having an idea of earning livelihood, she availed of 2nd and 3rd cycle loan after repaying and liquidating each cycle loan within the period fixed by the Company. Her husband used to sell their products in the shops in Bongaigaon town. The income earned was Rs.6,000/- to Rs.7,000/- per month which was just enough for the family to have two square meals a day and to educate their children.