Changing lives of the people……


Assam Gramin Vikash Bank (AGVB) has come into existence from 12th January 2006 covering the areas of operation of the pre-amalgamated RRBs with its Head Office at Guwahati. The Bank covers 25 out of 27 districts of the State through its strong network of 355 branches. While AGVB’s genesis has its roots in the interest of the customers, stakeholders and the staff, the broader objectives of the amalgamation are:

  • Better customer service from better infrastructure, branch computerization, pool of experienced work force, unified publicity and marketing efforts.
  • Reaping economies of scale with larger area of operation, enhanced credit exposer limits.
  • Opportunities for diverse banking activities, leading to higher business growth.
  • Opportunities for diverse banking activities, leading to higher business growth.

North Eastern Development Finance Corporation Ltd (NEDFi) is a Public Limited Company registered under the Companies Act 1956 on 9th August, 1995. It is notified as a Public Financial Institution under Section 4A of the said Act and was registered as an NBFC in 2002 with RBI. NEDFi provides financial assistance to micro, small, medium and large enterprises for setting up industrial, infrastructure and agri-allied projects in the North Eastern Region of India and also Microfinance through MFI/NGOs.

Industrial Development Bank of India Ltd.(IDBI) is a Universal Bank with its operations driven by a cutting edge core Banking IT platform. The Bank offers personalized banking and financial solutions to its clients in the retail and corporate banking arena through its large network of Branches and ATMs, spread across length and breadth of India. IDBI Bank is the youngest, new generation, public sector universal bank that rides on a cutting edge core banking Information Technology platform. This enables the Bank to offer personalized banking and financial solutions to its clients.

Assam Financial Corporation (AFC) was established as a Joint State Financial Corp-oration under Section 3(A) of the SFC’s Act 1951 way back in 1954 covering the erstwhile-undivided Assam with two union territories of Manipur and Tripura and operating in the North-East Region for more than five decade. As the premier Financial Institution(F.I.) in the North-East Region, it has a wide outreach at the grass root level compared to other Financial Institutions(FIs) and Banks.

Mas Financial Services Ltd is in existence since last 22 years. Turned corporate in the year 1995. A focused retail finance company spread all over Gujarat, Maharashtra, Rajasthan, Madhya Pradesh (Indore), Tamilnadu (Chennai) & Karnataka (Bangalore) with its 71 branches and more than 2500 Locations. Created the expertise in the distribution of credit and a base of more than 4,00,000 customers. Completed close to 8 cycles per customers tenor assuming the tenor to be on average 30 months.

Reliance Capital Limited is a constituent of CNX Nifty Junior and MSCI Global Small Cap Index, is a part of the Reliance Group. It is amongst India's leading and most valuable financial services companies in the private sector. Reliance Capital has interests in asset management and mutual funds; life and general insurance; commercial finance; equities and commodities broking; wealth management services; distribution of financial products; asset reconstruction; proprietary investments and other activities in financial services.Reliance Mutual Fund is amongst top Mutual Funds in India with over six million investor folios.

Ananya Finance for Inclusive Growth Pvt Ltd (Ananya) is a registered NBFC. It is among the most responsible NBFCs in India with the urge and ability to serve socially motivated double bottom line enterprises.

Ananya was promoted by Friends of Women’s World Banking, India (FWWB). FWWB is a NGO Trust established in 1982 by Ms.Elaben Bhatt (Founder, SEWA) to provide financial and capacity building services to organizations who promote livelihood and self-reliance of poor women.

Ananya was set up in 2009 and started operations by taking over FWWB’s Wholesale Microfinance Institution lending portfolio in April 2010. Ananya is among the few wholesale lenders that specializes in combining credit support with technical assistance to Microfinance Institutions. Along with support from its parent FWWB, Ananya provides Capacity building services to small, but well-managed and growing Microfinance Institutions.

Electronica Finance Limited (EFL), a part of the "SRP Electronica Group" is one of the most diversified finance company in India. Initiated in 1990, EFL was amongst one of the first few in the country to be registered as a Non-Banking Finance Company (NBFC) to provide loans for Machinery purchase. In its long and successful journey of over 26 years with 33 offices across India, EFL now caters to a large product portfolio including Business loans, Working Capital loans & Industrial Property loans in addition to it’s flagship product of Machinery loans.

At EFL, we believe that MSMEs represent the engines of the country’s economic growth & hence we have dedicated ourselves towards developing a range of MSME finance options that enables our clientele to concentrate on core priorities. Our tailored finance options for Micro, Small and Medium Enterprises (MSMEs), helps our customers to deliver services faster, better and cheaper, as EFL takes care of their financial needs. With stress on unwavering ethics, mutual respect, strong determination and a healthy work culture matching the global finance industry standards, EFL has been able to maintain a dignified and compelling portfolio. The aim is to be the leading NBFC-MFI in India, resolving our customer’s financial requirements through better, faster, more powerful and affordable finance & loan related services...

Small Industries Development Bank of India (SIDBI) is set up on April 2, 1990 under an Act of Indian Parliament, acts as the Principal Financial Institution for the Promotion, Financing and Development of the Micro, Small and Medium Enterprise (MSME) sector and for Co-ordination of the functions of the institutions engaged in similar activities.

Maanaveeya Development & Finance Private Limited (Maanaveeya) is an Indian subsidiary of Oikocredit, a 40 year old Global Development Financing Institution that responds to the needs of businesses that create jobs and income for disadvantaged people. Maanaveeya operates throughout India. Maanaveeya provides loans that stimulate sustainable development. The project should benefit the poor and disadvantaged people by creation of employment. The international development cooperative Oikocredit has 40 years of experience in making credit accessible to the economically poor through investments of individuals, churches, and other institutions.

Oikocredit’s mission is to empower disadvantaged people with credit. As a socially responsible investment opportunity Oikocredit promotes global justice by converting investments into credit. It aims for high social impact and sustainable development and offers financing to project partners in around 60 countries in the developing world. Loans have proven to be a powerful instrument to not only bring about economic self-reliance and thus structural improvements to the livelihood of economically poor people, but also lead to enhanced self-esteem of the borrower. Oikocredit finances Fair Trade initiatives that create a decent market for Third World products across the globe. With investments in around 550 Microfinance Institutions worldwide, Oikocredit is the world’s largest provider of private funding for microcredit, according to the World’s Bank CGAP. Oikocredit has local representation in over 30 countries worldwide, that source and monitor project partners in more than 30 focus countries and ensure a close relationship and tailor-made services to the project partners